Help me pick my new bedding!

Okay so I’m so torn on what I want! I really want a textured cream look. Unfortunately I’m coming from the pottery barn tencel quilt which is hands down the softest thing ever and it’s the perfect thickness to me. Only reason I want to replace it is bc I’ve done some revamping in my room and no longer want the gray color. I really like the look of the cozy earth one but I’ve never felt it before. I went in store to pb and the bliss quilt was pretty similar to the tencel and I like the look of it a little bit better. The cozy cloud one was nice but might be a little too warm for my liking? Any opinions are appreciated!