Your experience between 4x2 and 4x4 cars?

so i was thinking getting one of these:

Innova Diesel G DSL A/T
Zenix Q Hybrid
Everest Sport 4x2
Everest Titanium 4x4
Montero 4x4 Black (bakit eto lang 4x4 variant sa website ? )

wanted to know your experience in terms of road trips. meaning akyat baguio, punta sa pampanga, twists and turns papunta ng Rizal and Naga, punta sa mga unpaved roads(but not totally offroad) na full capacity (6-7 person + baggage.)

is 4x4 really necessary in terms of performance and safety?

im thinking also the 2.0L ng Zenix kung kakayanin ba yag ganyang "abuse"? anyone used the EV mode ng Zenix? what's the range?

TBH im leaning away sa ford kasi im sure mataas presyo maintenance nyan pero i really dont like the fortuner.