Is it worth upgrading to an SSD?

I’ve been thinking about upgrading my computer to an SSD but wanted some advice before I go for it. My current setup has an HDD, which works fine, but I've noticed it can be pretty slow when starting up the system and opening applications. Also, sometimes there’s a bit of lag when I’m multitasking with several programs. I use my computer for a mix of general browsing, some photo and video editing, and occasionally gaming, though not at a high level.

I'm wondering if the jump to an SSD is truly worth it in terms of speed and performance. Does it make a significant difference in real-world usage, or is it something only noticeable in benchmarks? Also, if I do decide to upgrade, are there certain brands or specs I should focus on to ensure I'm getting a reliable one without breaking the bank?

Any insights, especially from those who have made the switch, would be super helpful.