I fucked up so bad.
first time buyer. bad credit. needed a car.
689/month, 72 months 2022 accord. 20K miles.
i have work in the morning and literally can't sleep because it's just setting in how bad i fucked up. no one could co sign and no one would go with me to the dealer. no one to blame but myself; i work for the post office and plan to pay it off as soon as possible but fuck, man.
after asking everyone at my job (been there 4 months) finally found a credit union after the fact.
hoping i can refinance through the credit union with a lower interest rate. absolutely got fucked 20% interest.
typing this just makes me wanna unalive myself.