Am I a cheater for save scumming?

I save like at every important opportunity so that if I get in a scenario I don’t like I have chances to go back and change things. To a certain degree it does feel like I am cheating the game and myself out of the challenge. I often reload saves to get better traits, avoid wars that I wasn’t ready for, and other stuff. I’ve been trying to get better at it but I want to know what yall do with saving. Am I kind of cheating the game by save scumming? I kinda assumed it was accepted use of the game and that everyone else does the same.