Need Advice on Chase Investment Fees & Alternative Options

I started an investment account with Chase last May after selling my house. I put in $100K since I already bank with them, and the banker told me the fee was 1.45% annually, which I thought was reasonable.

Now, prepping for taxes, I realized I’m paying $140+ per month in fees—about $1,500-$1,600 per year. My account is now ~$110K, and I’m wondering: is this too much?

I don’t want to self-manage because I lack the time/discipline, but I also don’t want to overpay for management. Are there cheaper, reputable alternatives for hands-off investors?

Also, if I move my money, will I owe short-term capital gains, or can I transfer without tax consequences?

Would love some advice—thanks!